document.write("<P>");
document.write("<FONT size=2>");
document.write("<FONT face=Arial>");
document.write("<B><U>Disclaimer:</U></B></FONT><FONT size=1><FONT face=Arial> Due to the rapidly ");
document.write("changing nature of the law, there will be times when the material on this site will not be ");
document.write("current. It is provided for general information purposes only and is not intended as legal ");
document.write("advice. It should not be considered comprehensive or exhaustive and is not a substitute ");
document.write("for advice from your attorney. We make no ");
document.write("express or implied warranty as to the material's accuracy, reliability, completeness, ");
document.write("timeliness or appropriateness for a particular purpose, including applicability to your ");
document.write("jurisdiction or circumstances. We assume no liability whatsoever for any direct, indirect ");
document.write("or consequential damages resulting from your reliance on this material; you do so at ");
document.write("your own risk. <B>Seek the advice of an attorney</B>. ");
document.write("Comments, corrections or suggestions should be directed to ");
document.write("<A HREF='mailto:research@1-800-serve-em.com'>research@1-800-serve-em.com</A>.");
document.write("</FONT></FONT><HR width='80%' noshade size='3'><P>")